All posts tagged TUG

This Video Will Leave You Speechless and Inspired…

Sometimes all you need is a good success story to give you the boost you need to live your life to the fullest every day. Born without limbs, Nick Vujicik,leads a full life with a positive mentality and gives hope to those who were born with disabilities. Vujicik shares his story with NBC’s Susan Donaldson James and it will leave you with no excuses to push yourself to new heights.

 

Every Gym Has ‘That Guy’….Are You Him?

We are all familiar with that one gym guy that hoards all the dumbbells in his corner, is busy taking selfies in the mirrors or that leaves his sweat on every surface of the gym possible  because, what is cleaning spray anyway? Here are some friendly reminders to help you avoid being ‘that guy’ at all costs:

Gym Etiquette Rule #1 — Cleanliness is Next to Godliness

Even though you’re expected to sweat in a gym, you shouldn’t treat the environment any different. Chalk this one up to common courtesy, but worth a reminder. If you’re a big sweater (you know who you are…) then it’s an absolute requirement to carry a towel with you and wipe down the equipment when you’re done.

 

 

Gym Etiquette Rule #2 — Everyone Loves a Nice Rack

If you’re strong enough to put 12 plates of 45 pounds on a leg press, then you’re strong enough to carry them back to the rack where they belong! It’s a trip hazard, an inconvenience, and an eyesore.

Gym Etiquette Rule #3 — Know When to Yield

Benches in the weight room are kind of like ATM machines… there is an invisible 2-3 foot radius of assumed privacy. This allows the exerciser to utilize the bench in the way that they see fit

Gym Etiquette Rule #4 — Be Mindful of the Mirrors

If you’re doing dumbbell curls one foot from the dumbbell rack so you can see yourself in the mirror, then you may as well be using six sets of dumbbells because no one else can get in there to grab some dumbbells. I promise you that your “guns” are going to look JUST as big if you step back a few feet from the mirror.

Gym Etiquette Rule #5 — Safety First!

Take a moment to double check the setup of the equipment. Put weight clips on the barbell to hold your weight still and prevent them from sliding off.

THINK about what you are doing. And NEVER, EVER be afraid to ask for help or a spotter. You may be intimidated to do so, but people don’t mind at all because they may need it some day too!


 

Original Source: Tami McVay, Owner, tamimcvay.com, Wellness & Lifestyle Coach : http://www.huffingtonpost.com/tami-mcvay/gym-rules_b_7599980.html?utm_hp_ref=healthy-living

 

How She Gave Up The Food That Slowly Kills

Can you rise to the challenge like food writer, Megan Kimble did? For one whole year, Kimble decided to steer clear of the processed food group (aka almost everything in stores now days), and provided insight of her journey through an interview done by, Kate Bratskier with The Huffington Post. Kimble documented her journey, the lessons she learned and the changes she made in her new book,  “Unprocessed: My City-Dwelling Year of Reclaiming Real Food“.

-What was your biggest challenge throughout the year?

Going out, for sure. There’s such a social aspect of food; so much of eating is being with friends and partaking in what others are partaking in. Forever, humans have bonded over the sharing of food. It’d be really hard to meet up with friends, where everyone would be having pizza. It was really hard to be professional and to go to work functions — you don’t want to talk about what you eat with everyone. That was definitely the hardest part.

-Did you drink any alcohol?

I drank beer and wine. I tried to drink only beers from breweries I could identify. For me, the premise for what I considered unprocessed was theoretically being able to make it at my house. I could have brewed wine or beer at home. I made mead at home. It’s basically the lowest-cost alcohol you can make on your own. Part of the bargain of this whole thing was figuring out how to not put my life on hold. I wanted to try my best to make sure the drinks weren’t processed, but also wanted to be able to connect with people.

-Did you have any slip-ups during the course of the year?

Of course. I was a single when I started the year and then wanted to start dating. I went out with this guy who sort of ordered food for us in this really macho, annoying way and then food came and I didn’t know what to do. It was a sushi roll. White rice is processed, but I decided to make an exception. I immediately regretted it, especially because later in the date I found out that the guy didn’t believe that global warming was a real thing. I write about food and the environment so that’s kind of a deal breaker. What are you gonna do? When you eat out, it’s so hard to know what’s in your food. I’d ask so many questions, but at some point you have to move on and hope for the best.

-What was the first thing you ate when your year was up?

A Sonoran hot dog and a Diet Coke. The Diet Coke tasted terrible after a year without soda. It tasted like straight chemicals. Actually, I’ve totally kicked the soda habit — it just doesn’t taste good to me anymore. I used to eat more snack foods, like packaged cookies, chips and stuff like that. Now that snack food genre stuff doesn’t make me feel good or keep me full. That was a nice sort of side effect of the year — a lot of these processed foods are still kind of invisible to me and my cravings.


 

Read more from the interview at the original source at: http://www.huffingtonpost.com/2015/06/24/quit-processed-food-megan-kimble-a-year-without_n_7648276.html?utm_hp_ref=healthy-living&ir=Healthy+Living

 

5 Hacks Your Barista Wont Tell You To Save Money

Coffee-holics rejoice! There are multiple ways you can prevent Starbucks from eating your wallet whole while still getting the most out of your order. So drink up, and take on your day with confidence thanks to that extra boost of caffeine you can now enjoy, guilt free!

  1) $2 Iced Lattes

Order a triple espresso over ice in a venti cup and pour the milk yourself at the condiment area!

  2) Refills for 50 Cents

Understandably, sometimes one cup just doesn’t cut it, which is a problem no more because you can refill your cup with brewed coffee for just 50 cents during the same visit. Not a bad price for an extra pick-me-up.

3) Bring Your Own Cup

You will save a whopping 10 cents on your drink when you bring in your own reusable cup, mug, or travel tumbler, and if you’re the coffe-holic you claim to be, the savings will add up!

4) The Water Secret

Steer clear of reaching for those bottle of waters by the registers. In fact, the water they can provide for you may even be cleaner! Starbucks water and ice is triple-distilled!

 

5) Take Advantage of Your Birthday 

If you sign up for Starbucks Rewards Program (which is free of charge), you can receive a free drink for you birthday as long as you redeem it within 30 days!


 

Learn More Starbucks Hacks At: http://www.popsugar.com/smart-living/Tips-Saving-Money-Starbucks-3751741?stream_view=1#opening-slide

 

Brain Farts are REAL, and Here’s Why…

If you’ve ever spent more time than necessary searching for your car in a parking lot, or you can’t leave the house because you’ve lost your keys for the fifth time that day, or maybe you can’t even remember why you walked into that room (don’t worry,we’ve all done it), then watch this video! It will explain why we just can’t seem to get it together sometimes!

4 Essential Tips To Become Highly Inuitive

We all get that ‘gut feeling’ that tells you to either take that leap of faith, or to hold off, that something isn’t quite right. The intuit feeling is so unexplainable, but yet so understandable and it is a natural gift that will always be present, whether you’re in touch with it or not. Learn to maximize this gift by exploring habits from the highly intuitive from, Sophy Burnham, bestselling author of The Art of Intuition:

  1. They listen to their inner voice 

“It’s very easy to dismiss intuition,” says Burnham. “But it’s a great gift that needs to be noticed. ” The No. 1 thing that distinguishes intuitive people is that they listen to, rather than ignore, the guidance of their intuitions and gut feelings.

“Everybody is connected to their intuition, but some people don’t pay attention to it as intuition,” Burnham say. “I have yet to meet a successful businessman that didn’t say, ‘I don’t know why I did that, it was just a hunch.'”

In order to make our best decisions, we need a balance of intuition — which serves to bridge the gap between instinct and reasoning — and rational thinking, according to Francis Cholle, author of The Intuitive Compass. But the cultural bias against following one’s instinct or intuition often leads to disregarding our hunches — to our own detriment. “We don’t have to reject scientific logic in order to benefit from instinct,” says Cholle. “We can honor and call upon all of these tools, and we can seek balance.  And by seeking this balance we will finally bring all of the resources of our brain into action.”

 2. They take time for solitude 

If you want to get in touch with your intuition, a little time alone may be the most effective way. Just as solitude can help give rise to creative thinking, it can also help us connect to our deepest inner wisdom.

Intuitive people are often introverted, according to Burnham. But whether you’re an introvert or not, taking time for solitude can help you engage in deeper thought and reconnect with yourself.

“You have to be able to have a little bit of solitude; a little bit of silence,” she says. “In the middle of craziness … you can’t recognize [intuition] above all of the noise of everyday life.”

     3.  They create 

“Creativity does its best work when it functions intuitively,” writes researcher and author Carla Woolf.

In fact, creative people are highly intuitive, explains Burnham, and just as you can increase your creativity through practice, you can boost your intuition. In fact, practicing one may build up the other.

4. They practice mindfulness

Meditation and other mindfulness practices can be an excellent way to tap into your intuition. As the Search Inside Yourself Leadership Institute explains, “Mindfulness can help you filter out mental chatter, weigh your options objectively, tune into your intuition and ultimately make a decision that you can stand behind completely.”

Mindfulness can also connect you to your intuition by boosting self-knowledge.A 2013 study published in the journal Perspectives on Psychological Science showed that mindfulness — defined as “paying attention to one’s current experience in a non-judgmental way” — may help us to better understand our own personalities. “ “


Original Source: http://www.huffingtonpost.com/2014/03/19/the-habits-of-highly-intu_n_4958778.html

 

 

 

How You Can Beat The Norm and Retire Early

The 21 century is all about redefining norms, right? So why not join the movement and kick the ol’, “Retire at 65” notion to the curb. The thought of retiring early may seem stressful and unattainable at the moment, but don’t stiff arm the subject just yet. Read the tips below and get on the right track to retiring early:

 

  1. Live Two to Three Times Below Your Means

Sorry, folks: Simply skipping that $4 latte in the morning ain’t gonna cut it. It takes a much more committed approach where “sacrifices” are viewed in a new light. “It’s amazing when I work through the numbers that some people think manicures, landscapers and maids are a need,” said Michael Chadwick, a certified financial planner and CEO of Chadwick financial advisors in Unionville, Conn.

 

  1. Redefine ‘Comfortable Retirement

Less spending later constitutes the flip side of less spending now. If you imagine comfy retirement as a vacation home and monthly cruise ship trips, revisit that vision so you don’t have to bleed cash — but can still retire in style. Instead of two homes, for example, why not live in your vacation destination and pocket the principal from selling your primary residence?

 

  1. Pay Off All Your Debt

That’s right, all of it. First: Is it time to pay off your home? You might not have the resources now to plunk down one huge check, but consider savvy alternatives such as switching from a 30-year to 15-year mortgage. Monthly payments aren’t much higher, but the principal payoff is much greater. Second: Do the same with loans and credit cards, as high interest eats up income faster than termites chewing a log. A credit card balance of just $15,000 with an APR of 19.99 percent will take you five years to eradicate at $400 a month — and you’ll dish out a total of $23,764.48, the calculator on timevalue.com shows.

  1. Consider Overlooked Financial Resources

While it’s risky to count on unknowns such as an inheritance, you might have cash streams available outside the traditional retirement realm, said Jennifer E. Acuff, wealth advisor with TrueWealth Management in Atlanta. For example, “Understand your options with respect to any pensions you might be entitled to from current or previous employers.”

  1. Invest Early and Aggressively

If you’re in your 20s and start investing now, you’re in luck, said Joseph Jennings Jr., investment director for PNC Wealth Management in Baltimore. “Due to the power of compounding, the first dollar saved is the most important, as it has the most growth potential over time.” As an example, Jennings compares $10,000 saved at age 25 versus 60. “The 25-year-old has 40 years of growth potential at the average retirement age of 65, whereas $10,000 saved at age 60 only has five years of growth potential.”

 


Read more tips on how to retire early at: http://www.huffingtonpost.com/gobankingrates/15-ways-to-retire-early_b_7630872.html?utm_hp_ref=money&ir=Money

 

The Best Natural Remedy To Cure Your Anxiety & Headaches

There’s nothing worse than having a screeching headache stop the flow of your work day, or anxiety so captivating it pulls your productive spirit to a halt… This natural DIY remedy will be your answered prayer for either of those annoyances:

 

Ingredients

  • 1 cup raw honey
  • 12 cups pure water
  • 1 drop lavender essential oil (where to find)
  • 6 lemons, peeled and juiced
  • Lavender sprigs for garnish

Directions

Mix all ingredients together and chill. Add more water or raw honey if needed.

According to Dr. Julian Whitaker, Florida researchers have found that lavender oil benefits include reducing anxiety and lowering pulse rates in nursing students taking stressful tests. And in hospital settings, lavender aromatherapy has been demonstrated to decrease pre-surgery distress and to be more relaxing than massage or merely resting.

Pure lavender oil is an incredible essential oil to use for your own health and wellness. It’s among the gentlest of essential oils, but also one of the most powerful, making it a favorite of households for the healing properties and uses of lavender essential oil. Lavender oil  has a chemically complex structure with over 150 active constituents, which explains its effectiveness at helping with a lot of health ailments. Lavender oil possesses amazing anti-inflammatory, anti-fungal, antidepressant, antiseptic, antibacterial, antimicrobial, antispasmodic, analgesic, detoxifier, hypotensive, and sedative properties.

 


Learn more about this DIY natural remedy from Complete Health & Happiness.

 

Researchers Say Spending Money on This = Happiness

When Friday rolls around and it’s finally payday, its all too common to whip out the plastic and buy that expensive shiny watch you’ve had your eye on the past two weeks… but its been proven money can’t buy you long term happiness; however, investing in experiences can. If you really think about it, ten years from now, you aren’t going to reminisce on the fact that you had the nicest watch out of all your friends; you’ll remember that trip you took to the beach with your best friend and the lasting memories you made you can still look back on. 

photo by: olly18

photo by: olly18

 

“One of the enemies of happiness is adaptation,” says Dr. Thomas Gilovich, a psychology professor at Cornell University who has been studying the question of money and happiness for over two decades. “We buy things to make us happy, and we succeed. But only for a while. New things are exciting to us at first, but then we adapt to them.”

Gilovich’s findings are the synthesis of psychological studies conducted by him and others into the Easterlin paradox, which found that money buys happiness, but only up to a point. How adaptation affects happiness, for instance, was measured in a study that asked people to self-report their happiness with major material and experiential purchases. Initially, their happiness with those purchases was ranked about the same. But over time, people’s satisfaction with the things they bought went down, whereas their satisfaction with experiences they spent money on went up.

 

It’s counterintuitive that something like a physical object that you can keep for a long time doesn’t keep you as happy as long as a once-and-done experience does. Ironically, the fact that a material thing is ever present works against it, making it easier to adapt to. It fades into the background and becomes part of the new normal. But while the happiness from material purchases diminishes over time, experiences become an ingrained part of our identity.

“Our experiences are a bigger part of ourselves than our material goods,” says Gilovich. “You can really like your material stuff. You can even think that part of your identity is connected to those things, but nonetheless they remain separate from you. In contrast, your experiences really are part of you. We are the sum total of our experiences.”

 

One study conducted by Gilovich even showed that if people have an experience they say negatively impacted their happiness, once they have the chance to talk about it, their assessment of that experience goes up. Gilovich attributes this to the fact that something that might have been stressful or scary in the past can become a funny story to tell at a party or be looked back on as an invaluable character-building experience.


Read more at the original source from, Jay Cassano, a Brooklyn-based staff writer for Co.Exist

A Quick Beginner’s Guide To Finance and Savings

Mortgage rates, 401(k), IRA, credit scores, yikes! So many questions with so many scenarios. Even with a college degree, these concepts that force us into adulthood can seem puzzling. THANK GOODNESS for Mathew Zeitlin, Buzzfeed News Reporter, for simplifying these concepts and giving advice for grabbing adulthood by the horns!

 

 

What is the difference between a 401(k) and an IRA? Is one better than the other?

The main difference between a 401(k) and an IRA is who administers it. Your employer can run a 401(k) plan that you choose to sign up for, while an IRA is managed individually.

With 401(k) plans, you can contribute up to $17,500 in pre-tax income to your 401(k) and your employer can match your contributions. This is as close to free money as you can get and is by far the best deal in personal finance. Income on a 401(k) is pre-tax, meaning that for what you contribute up to the limit, your income for tax purposes goes down.

IRAs, on the other hand, have nothing to do with your employer. You have to sign up for one yourself through a bank or brokerage. Traditional IRAs have a similar tax advantage to 401(k) plans, but a lower contribution limit ($5,500).

 

So, how exactly does a credit score work?

There are five main factors to your credit score.

1)The first is payment history, which is a record of whether or not you’re paying your debts on time.

2)The second largest component is how much you owe, or “credit utilization.” Large balances, at or near your credit limit, hurt your credit score.

3)The third is how long you’ve had credit.

4)There’s also what’s known as the credit mix, which accounts for only 10% of the score.

5)And finally there’s “new credit,” which is a little more vague, but it’s basically bad to open a bunch of different lines of credit in a short time period.


 

Original Source:http://www.buzzfeed.com/matthewzeitlin/what-every-millennial-needs-to-know-about-saving-and-finance#.es6xgWeVe