There’s nothing worse then finally getting up to the cash register and realizing you spent way over the amount you planned or thought your groceries would cost… And at that point- there’s no turning back! Kick that unwanted surprise to the curb by using these two simple hacks next time your at the store:
You’ve probably seen a million and one tips on how to become a millionaire- but what’s also important is to take a step back and analyze your current habits that could potentially be slowing you down. Take a look at the list below to see if you need to tweak a few actions of your own:
1) Buying Things You Can’t Afford.
Living above your means is a surefire road to financial stress — and even if you start earning more or get a hefty raise, don’t use that as justification to give yourself a lifestyle raise.
“I didn’t buy my first luxury watch or car until my businesses and investments were producing multiple secure flows of income,”writes self-made millionaire Grant Cardone at Entrepreneur. “I was still driving a Toyota Camry when I had become a millionaire. Be known for your work ethic, not the trinkets that you buy.”
2) Thinking you don’t deserve to be rich.
“The average person believes being rich is a privilege awarded only to lucky people,” self-made millionaire Steve Siebold writes at Business Insider. “The truth is, in a capitalist country, you have every right to be rich if you’re willing to create massive value for others.”
Start asking yourself, “Why not me?” he encourages. Next, start thinking big. Rich people set their expectations high. Why not$1 million?
3) Relying on one stream of income
Learn more from the original source:
http://www.businessinsider.com/ways-to-guarantee-you-wont-become-a-millionaire-2016-3
We all know that getting that venti vanilla latte every morning is doing nothing but draining our wallets bit by bit, and all those nights we eat out doesn’t help either. We’ve heard them time and time again and yet nothings changed… Take a look at these other creative ways that will prevent you from over spending then maybe you can keep your morning latte 😉
Getting by month to month is a common struggle between Americans… And by common, I mean almost 75 percent of people live paycheck to paycheck with little to no breathing room. Do you ever wonder why is it that you work so hard to realize you still have no money? Take a look at the four reasons below; they may be the answer to why your money bank is dry…
Economic illiteracy
Most people are economically illiterate. People are going to college and don’t even understand basic economic terms. Economy is defined as household management or management of resources. Manage means to be in charge and succeed in surviving, especially against heavy odds. To manage your own economy means you have to create money by playing offense in the marketplace.
Financial apathy
People have become apathetic regarding their finances and quit looking at it. You can’t have money if you don’t pay attention to it. Admit to where you are financially and start paying attention to your money. Acting like there is no problem doesn’t make the problem go away, it makes it worse. My wife and I meet to discuss the topic of money every week regardless of our financial situation.
Entitlement issues
The unwillingness to do the jobs no one else wants is why people don’t have money. The entitlement problem is not just for the lower economic level, but hits all the way to the top. Everyone wants to be the director, CEO, the manager, the writer — well, guess what? Someone has to do the selling.
The budget blockhead mindset
Spending all of your time trying to budget money is a way to guarantee you never have money. Your daddy told you, “A penny saved is a penny earned,” wrong, it’s just a penny. Having a budget blockhead mindset means you are playing defense, not offense.
Original Source:
